| August 31, 2010 |
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6 Steps to Improve Your Credit Score
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| Posted By Jacoby & Jacoby |
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| Are you on a quest for the perfect credit score? If you want an 800 score, the first step is to find out what your current score is. The editors of Money Magazine wrote this article for CNN.com outlining the next steps. Click here to read the full ... |
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| Continue reading "6 Steps to Improve Your Credit Score" » |
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| August 30, 2010 |
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How Does Bankruptcy Affect My Interest Rates?
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| Posted By Jacoby & Jacoby |
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| It is an instant relief when after you file bankruptcy , the creditors’ harassing phone calls stop but that stress is replaced by dealing with a severely damaged credit report that makes getting credit cards, car loans or mortgages tough. Getting ... |
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| Continue reading "How Does Bankruptcy Affect My Interest Rates?" » |
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| August 27, 2010 |
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The Complete Guide to Cheap College Textbooks
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| Posted By Jacoby & Jacoby |
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| It’s that time again! Textbooks can be super-expensive. Statistics show that the cost of textbooks can be 20% of tuition cost each semester at an average university. CouponSherpa.com put together a guide to expensive textbook alternatives. Click ... |
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| Continue reading "The Complete Guide to Cheap College Textbooks" » |
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| August 26, 2010 |
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Can I Use a Credit Card Before I File Bankruptcy?
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| Posted By Jacoby & Jacoby |
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| We understand that the reason you are considering bankruptcy is most likely using your credit cards beyond your financial needs. Many times, debtors are forced to use their credit cards to pay for essential goods such as food or clothing because ... |
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| Continue reading "Can I Use a Credit Card Before I File Bankruptcy?" » |
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| August 25, 2010 |
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Watch Me Wednesday: Do Bounced Checks Affect My Credit Rating?
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| Posted By Jacoby & Jacoby |
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| Matthew McKillen, eHow presenter, speaks about how bounced checks affect a person's credit rating by keeping local banks from lending money to the individual. Bounced checks may also lead to the debt being sent to a collection agency, which will ... |
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| Continue reading "Watch Me Wednesday: Do Bounced Checks Affect My Credit Rating?" » |
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| August 24, 2010 |
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5 Ways to Live Better Without Spending More
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| Posted By Jacoby & Jacoby |
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| Most people want to be happy…and normally they think that you need to spend more to be happy. According to this blog post, there are 5 ways to live better without having to spend any more. Click here to read the tips. Do you need help with your out ... |
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| Continue reading "5 Ways to Live Better Without Spending More" » |
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| August 23, 2010 |
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How Can I Get a Credit Card When I Have Bad Credit?
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| Posted By Jacoby & Jacoby |
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| Having bad credit won't necessarily prevent you from getting a credit card, but it can make it much more difficult. Here are some tips that will help you get a new card and start to build your credit back up: • Apply for credit cards at smaller ... |
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| Continue reading "How Can I Get a Credit Card When I Have Bad Credit?" » |
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| August 20, 2010 |
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Student Loan Debt Surpasses Credit Cards
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| Posted By Jacoby & Jacoby |
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| According to June 2010 figures released by the Federal Reserve, Americans owe some $826.5 billion in revolving debt (most of which is credit cards) and $829.785 billion in student loan debts. The Wall Street Journal recently posted an article with ... |
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| Continue reading "Student Loan Debt Surpasses Credit Cards " » |
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| August 19, 2010 |
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My Spouse is Filing Bankruptcy. Is it Best to File Alone or Together?
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| Posted By Jacoby & Jacoby |
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| This question is a difficult one to answer without knowing your entire financial situation, whether you are looking to file Chapter 7 or Chapter 13 , as well as what assets and debt you both have. Filing together eliminates the separate debts of you ... |
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| Continue reading "My Spouse is Filing Bankruptcy. Is it Best to File Alone or Together?" » |
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| August 18, 2010 |
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Watch Me Wednesday: When to Give Your Child a Credit Card
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| Posted By Jacoby & Jacoby |
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| Janet Bodnar, Deputy Editor, Kiplinger’s Personal Finance Magazine is interviewed by Kevin McCormally, Kiplinger Editorial Director about when is the best time to give your child a credit card. |
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| Continue reading "Watch Me Wednesday: When to Give Your Child a Credit Card" » |
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| August 17, 2010 |
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5 Ways to Avoid Going to Jail Over Your Debt
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| Posted By Jacoby & Jacoby |
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| Collection agencies are using extreme methods when going after debtors. They are now going through the court system to collect which gives you two options: show up and pay up or go to jail. First, the collection agency files a lawsuit against the ... |
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| Continue reading "5 Ways to Avoid Going to Jail Over Your Debt" » |
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| August 16, 2010 |
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What can I do if my Chapter 13 Bankruptcy Confirmation is Denied?
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| Posted By Jacoby & Jacoby |
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| If your Chapter 13 bankruptcy confirmation has been denied, there are several things you can do to you to increase your chances of a positive outcome at the next hearing. If the reason confirmation was denied was you payment plan, you may amend it ... |
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| Continue reading "What can I do if my Chapter 13 Bankruptcy Confirmation is Denied?" » |
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| August 13, 2010 |
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10 Expenses You Don’t Need
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| Posted By Jacoby & Jacoby |
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| Kiplinger recently posted this article outlining 10 items that you don’t need to pay for, or at least not as much as you are currently paying. Click here to read the full story. Are you struggling with your bills so much that you are unable to save ... |
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| Continue reading "10 Expenses You Don’t Need" » |
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| August 12, 2010 |
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Can a Repossession Cost be a Tax Deduction?
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| Posted By Jacoby & Jacoby |
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| There are no specific tax deductions when a lender repossesses your vehicle . Repossessions and foreclosures are handled, for tax purposes, just like any other financial gains or losses from a sale or exchange. This means you may be able to deduct ... |
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| Continue reading "Can a Repossession Cost be a Tax Deduction?" » |
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| August 11, 2010 |
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Watch Me Wednesday: Extreme Couponers Get Groceries for (Almost) Free
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| Posted By Jacoby & Jacoby |
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| In tough economic times, Treasure Philips began using coupons along with store sales to get groceries for free or extremely cheap. In a few simple steps, she shows how you can too. |
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| Continue reading "Watch Me Wednesday: Extreme Couponers Get Groceries for (Almost) Free" » |
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