| How Do I Pay Bills Without a Checking Account? |
If you don’t have a checking account because of past credit problems or another reason, there are other options that you can use to pay your bills. However, paying bills without a checking account will cost more money. Here are four options and the approximate fees that go along with them:
• Money Orders – These are available for purchase at banks, post offices and most supermarkets. As of 2010, a money order for an amount up to $500 costs $1.10.
• Prepaid Credit Card – Make payments to your creditors online or via phone after you have put money on the card.
• Savings Account Debit Card – You can make a payment online. There may be bank fees for an electronic payment, check with your financial institution.
• Western Union – This company offers three ways to send money: online, in person and by phone. A Quick Collect for the same day payment of a bill costs approximately $13 for a payment of $500.
Can’t afford the minimum payments on your credit cards? We can help! Make sure to speak to Jacoby & Jacoby either online or call us at 631-289-4600 to schedule a FREE consultation with one of our bankruptcy attorneys. We can review your individual situation and answer all of your questions.
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Posted By Jacoby & Jacoby on July 26, 2010 10:30 am | Permalink |