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Blog Posts in March, 2011

One Bandwagon to Hop on: Credit Card Spending Down

Consumer credit use has dropped since the beginning of the Great Recession, which seems like good news for a country plagued by excessive consumer debt (often in the unhealthy, revolving credit-card ...
Continue reading "One Bandwagon to Hop on: Credit Card Spending Down" »

Business Bankruptcies Fall

Fewer businesses sought bankruptcy protection during February even as overall filings rose, suggesting that financial hardship still lingers among consumers. Also in DER, Innkeepers USA Trust is ...
Continue reading "Business Bankruptcies Fall" »

Healthcare Reform May Not Reduce Medical Bankruptcies, Study Suggests

Studying medical bankruptcies in Massachusetts, whose recent healthcare reform was a model for national reform, researchers found that while new insurance rules increased the number of people who had ...
Continue reading "Healthcare Reform May Not Reduce Medical Bankruptcies, Study Suggests" »

FTC Charges Mortgage Relief Operation with Deceiving Distressed Homeowners

As part of the Federal Trade Commission's continuing crackdown on scams that target homeowners behind in their mortgage payments or facing foreclosure , the FTC has charged a national operation with ...
Continue reading "FTC Charges Mortgage Relief Operation with Deceiving Distressed Homeowners" »

Should I File for Bankruptcy?

Some people find it helpful to file a bankruptcy case when they cannot pay their bills and they do not anticipate having the ability to pay their bills in the near future. Often, people fife because ...
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New York Fed Economists Say Bush-Era Bankruptcy Law Fueled Over 200,000 Foreclosures

WASHINGTON -- Economists at the New York Federal Reserve have concluded that a controversial 2005 law backed by banks and credit card companies pushed more than 200,000 people into foreclosure and ...
Continue reading "New York Fed Economists Say Bush-Era Bankruptcy Law Fueled Over 200,000 Foreclosures" »

Flawed Mortgage Modifications Lead to Bankruptcies

Federal mortgage modification programs aimed at keeping financially at-risk homeowners from being foreclosed on are instead fueling consumer bankruptcies in Florida, according to several housing ...
Continue reading "Flawed Mortgage Modifications Lead to Bankruptcies" »

Housing Market Continues to Decline

A recent Associated Press article on Google News suggested that fewer people may be buying homes, resulting in a depressed housing market. Just last year alone the sale of previously owned homes fell ...
Continue reading "Housing Market Continues to Decline" »
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