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Latest Blog Posts By Category
- Lessening the Impact Bankruptcy Has on Your Credit Score
Although it is certainly true that bankruptcy may negatively affect a filer's credit score, sometimes for years after the discharge , there are steps that a debtor can take to lessen the impact. ... - How Do I Pay Bills Without a Checking Account?
If you don’t have a checking account because of past credit problems or another reason, there are other options that you can use to pay your bills. However, paying bills without a checking account ... - There is Life After Bankruptcy
We recently came across an article in The Daily News about life after bankruptcy. It has some useful information and we thought we would share it with our readers. You can read the article here. Are ...
- Should I File for Bankruptcy?
Some people find it helpful to file a bankruptcy case when they cannot pay their bills and they do not anticipate having the ability to pay their bills in the near future. Often, people fife because ... - Statistics Show Recession Recovery Is Slow
Although we are coming out of the recession, unfortunately many families are still struggling. Unemployment is still incredibly high, and bankruptcy filings and foreclosures have increased quite a bit ... - Bankruptcy Rates Among the States
Between 2000-2004, New York was the state with the fewest number of bankruptcy filings. It was followed by Connecticut, New Hampshire, Vermont, Delaware, Massachusetts and North Carolina. Topping the ...
- Should I File for Bankruptcy?
Some people find it helpful to file a bankruptcy case when they cannot pay their bills and they do not anticipate having the ability to pay their bills in the near future. Often, people fife because ... - Getting Credit after Bankruptcy
It is a common myth that after filing for Bankruptcy , it takes up to ten years to get credit again. This isn’t true at all. In fact, there are many ways to get credit after Bankruptcy: Secured Credit ... - Watch Me Wednesday: Is Bankruptcy Right for You?
Senior Managing Partner Melvyn Jacoby discusses the importance of speaking with an attorney if you are trying to find out if Bankruptcy is right for you.
- Los Angeles Dodgers File for Bankruptcy
The Los Angeles Dodgers filed for bankruptcy in a Delaware court on June 27 th , making it the third baseball team to file for bankruptcy in the past three years. Upon filing, the team was cleared to ... - Vegas Restaurateur Andre Rochat Files for Bankruptcy
Andre Rochat, chef and longtime Las Vegas restaurateur, filed for Chapter 11 bankruptcy on July 8 th , along with three of his businesses. Chapter 11 bankruptcy is a form of bankruptcy that involves a ... - U.S. Bankruptcy Filings Rise 20% in 2010
Everyone is aware that the United States has been in a recession. Unemployment has been high and spending has been low. New figures, however, make the recession even more scary. From June 2009 to June ...
- Supreme Court Decision Favors Arbitration
The Supreme Court ruled in favor of arbitration in cases involving consumers and companies that issue low-rate credit cards to people with low credit scores. Under the new ruling, consumers are no ... - Debt - A Way of Life for College Students in America
Through the past decade, debt has become increasingly common for college students throughout the U.S. According to FinAid.org, the amount of student loan debt among graduating college seniors averaged ... - Why even bother with overdraft protection?
Most consumers are relatively familiar with the concept of overdraft protection, and many have experienced firsthand the fees that may be incurred when one spends more than is in their checking ...
- Lessening the Impact Bankruptcy Has on Your Credit Score
Although it is certainly true that bankruptcy may negatively affect a filer's credit score, sometimes for years after the discharge , there are steps that a debtor can take to lessen the impact. ... - Credit Scores and Mortgage Loans
It has become increasingly evident that a borrower's FICO score is one of the most important issues to be considered by financial institutions that underwrite mortgages. One's FICO score, or ... - Unpaid Medical Bills and Your Credit Score
Medical debt presents may present a particular problem for consumers. This type of debt is significantly different than other types of debt that a consumer may need to deal with, such as credit card ...
- Will the big banks ever be held accountable?
Many Americans are aware that banks have been less than fair in their handling of foreclosures . They foreclosed when they could have modified. They filed false court documents. Though there were ... - Banks Rushing to Foreclosure 99% of the Time
Sheila Bair, former chairwoman of the Federal Deposit Insurance Corporation (FDIC) revealed some interesting information and opinions during her exit interview with The New York Times. Bair called ... - Home sales are strong in Las Vegas - but why?
Although home sales are currently on the rise in the Las Vegas area, this is mostly due to distressed sales, whether bank-owned properties or short sales . Considering the high number of delinquent ...
- New Bankruptcy Exemption Law Takes Effect
On December 23, 2010, then Governor David Patterson signed into law a new Bankruptcy Exemption Law. This change took effect on January 22, 2011. The new changes significantly increases the number of ... - Welcome To Our New Blog!
It is the start of a new month a nd Jacoby & Jacoby is proud to bring to you our new weblog. This page will be focused on providing Long Island residents with uselful legal information, tips, and ...
- 5 Things to Know About Getting Audited
Now that your 2009 taxes are filed, you may be concerned that you will be audited. CNN.com came up with guide on what to do if the IRS audits you this year. Click here to read the story. Even if you ... - 8 Ways to Teach Kids About Money
Credit card spending and overdraft fees may seem like a tough topic to tackle with your children, so Time.com suggests starting with broader ways of teaching your kids about money. Click here to read ... - 5 Tips for Cleaning Up Your Credit to Buy a Home
Looking to purchase a new home? It's important that you have good credit! We recently came across this article in the NYTimes.com with great tips to cleaning up your credit and wanted to share it with ...
- Banks Rushing to Foreclosure 99% of the Time
Sheila Bair, former chairwoman of the Federal Deposit Insurance Corporation (FDIC) revealed some interesting information and opinions during her exit interview with The New York Times. Bair called ... - Home sales are strong in Las Vegas - but why?
Although home sales are currently on the rise in the Las Vegas area, this is mostly due to distressed sales, whether bank-owned properties or short sales . Considering the high number of delinquent ... - Credit Scores and Mortgage Loans
It has become increasingly evident that a borrower's FICO score is one of the most important issues to be considered by financial institutions that underwrite mortgages. One's FICO score, or ...
- Home sales are strong in Las Vegas - but why?
Although home sales are currently on the rise in the Las Vegas area, this is mostly due to distressed sales, whether bank-owned properties or short sales . Considering the high number of delinquent ... - Rebuilding Credit after Foreclosure
How long will it take your credit score to recover after foreclosure or a short sale? The answer to this question will vary depending on the unique circumstances of your financial situation. It ... - What is a Short Sale and Who Should Consider One?
In a short sale, the lender allows a homeowner to sell his or her property at market value. Although the sale price may be lower than the balance owed on the home, the lender agrees to it because they ...
- Teens Are Finding It Difficult To Land Summer Jobs
Before the job market took a turn for the worse, it used to be that teenagers found summer jobs with relative ease. Even high school drop outs didn't have to spend too long looking for employment. ... - The Thrill and Worry of Starting a New Job
A recent series of articles by Tamara Keith of NPR ( www.npr.org ) follows one woman's search for a job in today's tough employment market. The most recent installment of the series follows Annica ... - Unemployment Benefit Applications Fall
Labor Department statistics have indicated the second decline in the number of people seeking unemployment benefits in the past three weeks, according to the most recent statistics from the week ... |
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