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Recent Posts in After Bankruptcy Category

Lessening the Impact Bankruptcy Has on Your Credit Score

Although it is certainly true that bankruptcy may negatively affect a filer's credit score, sometimes for years after the discharge , there are steps that a debtor can take to lessen the impact. ...
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How Do I Pay Bills Without a Checking Account?

If you don’t have a checking account because of past credit problems or another reason, there are other options that you can use to pay your bills. However, paying bills without a checking account ...
Continue reading "How Do I Pay Bills Without a Checking Account?" »

There is Life After Bankruptcy

We recently came across an article in The Daily News about life after bankruptcy. It has some useful information and we thought we would share it with our readers. You can read the article here. Are ...
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Will I Still be Able to Rent an Apartment After I File Bankruptcy?

If you are already renting a home or apartment, normally your landlord will renew your lease without running a new credit report and will most likely not even know you have filed bankruptcy. If you ...
Continue reading "Will I Still be Able to Rent an Apartment After I File Bankruptcy?" »

Common Questions About Chapter 13 Bankruptcy

Q: What is Chapter 13 Bankruptcy? A: Known as a wage earner's plan, Chapter 13 bankruptcy is a way for an individual to reorganize or restructure their debt. Multiple debts will be consolidated into ...
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What is the Bankruptcy Process?

If you have decided to file for bankruptcy, it is a good idea to familiarize yourself with what you can expect to face in the weeks and months ahead. Although the bankruptcy process will differ ...
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Bankruptcy: First-Aid For Your Credit

One of the best things about getting a fresh start by filing bankruptcy is that it allows you a chance to rebuild your credit score. The first step in rebuilding your credit score is getting rid of ...
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Watch me Wednesday: Will I Lose My Car if I File for Bankruptcy?

Retaining your car when you file for bankrputcy in New York depends upon the value of the car, whether the car is new or old, and the amount of the loan out on the car. Only a Long Island bankruptcy ...
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Can I get a Still Get a Cell Phone after a Bankruptcy?

The quick answer is YES, you can get a cell phone after a bankruptcy, and you can make it a part of your plan to rebuild your credit over time. If you've just discharged your debts and haven't worked ...
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3 Ways to Bounce Back from the Recession

It’s been a terrible year for many, but here are three tips to bounce back in 2010: Don’t Start Spending! It’s tempting to not want to go on a spending spree just as things are getting better. We know ...
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Getting Credit after Bankruptcy

It is a common myth that after filing for Bankruptcy , it takes up to ten years to get credit again. This isn’t true at all. In fact, there are many ways to get credit after Bankruptcy: Secured Credit ...
Continue reading "Getting Credit after Bankruptcy" »
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