Recent Posts in General Bankruptcy Information Category
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Posted on Oct 3, 2011 By Jacoby & Jacoby
After a steady increase over the past several years, the number of bankruptcy filings in the U.S. is finally on the decline, although this may not necessarily indicate that the economy is improving. ...
Continue reading "Fewer Bankruptcy Filings May Not Necessarily Indicate an Improving Economy" »
Posted on Sep 29, 2011 By Jacoby & Jacoby
The Los Angeles Dodgers filed for bankruptcy in a Delaware court on June 27 th , making it the third baseball team to file for bankruptcy in the past three years. Upon filing, the team was cleared to ...
Continue reading "Los Angeles Dodgers File for Bankruptcy" »
Posted on Sep 26, 2011 By Jacoby & Jacoby
Geoffrey Zakarian is a celebrity chef in his own right. He participates in four programs on the Food Network, including "Chopped", and has operated a number of high-profile restaurants over ...
Continue reading "Star Chef Geoffrey Zakarian Files for Bankruptcy" »
Posted on Sep 22, 2011 By Jacoby & Jacoby
As it is, mortgages are complicated. They become far more complicated when borrowers fall behind on their payments. Banks routinely transfer the notes underlying a property. Fees and charges stack up, ...
Continue reading "Disorganization or dishonesty? Lenders are making it difficult to get straight answers" »
Posted on Sep 19, 2011 By Jacoby & Jacoby
Representative Rubén Hinojosa, a Texas congressman who is currently on the House Financial Services Committee, filed for personal bankruptcy earlier this year. According to court documents, ...
Continue reading "Texas Congressman Files for Bankruptcy" »
Posted on Sep 8, 2011 By Jacoby & Jacoby
Although it is certainly true that bankruptcy may negatively affect a filer's credit score, sometimes for years after the discharge , there are steps that a debtor can take to lessen the impact. ...
Continue reading "Lessening the Impact Bankruptcy Has on Your Credit Score" »
Posted on Aug 22, 2011 By Jacoby & Jacoby
Andre Rochat, chef and longtime Las Vegas restaurateur, filed for Chapter 11 bankruptcy on July 8 th , along with three of his businesses. Chapter 11 bankruptcy is a form of bankruptcy that involves a ...
Continue reading "Vegas Restaurateur Andre Rochat Files for Bankruptcy" »
Posted on Aug 18, 2011 By Jacoby & Jacoby
Before the job market took a turn for the worse, it used to be that teenagers found summer jobs with relative ease. Even high school drop outs didn't have to spend too long looking for employment. ...
Continue reading "Teens Are Finding It Difficult To Land Summer Jobs" »
Posted on Jul 28, 2011 By Jacoby & Jacoby
According to a report by the American Bankruptcy Institute, U.S. consumer bankruptcies have fallen 8% in the first half of 2011, as compared to the same time period in 2010. Last year, bankruptcy ...
Continue reading "Bankruptcy Filings Down in First Half of 2011" »
Posted on Jun 6, 2011 By Jacoby & Jacoby
Consumers throughout the U.S. are borrowing again, but many are reluctant to borrow on credit cards. According to statistics from the Federal Reserve Board, the amount of outstanding credit card debt ...
Continue reading "Consumers are Still Borrowing, but Less on Credit Cards" »
Posted on May 31, 2011 By Jacoby & Jacoby
If you are one of many Americans over your head in credit card debt, paying off your cards may be easier said than done. Some borrowers see paying down debt as denying themselves the things they want ...
Continue reading "Debt Control Starts With Self-Control" »
Posted on May 27, 2011 By Jacoby & Jacoby
The recent recession has brought to light a key issue of concern: Americans' failure to live within their means. When the real estate market was on the rise, credit was all too easy to get and many ...
Continue reading "Can we take on the challenge of living within our means?" »
Posted on May 24, 2011 By Jacoby & Jacoby
How long will it take your credit score to recover after foreclosure or a short sale? The answer to this question will vary depending on the unique circumstances of your financial situation. It ...
Continue reading "Rebuilding Credit after Foreclosure" »
Posted on Apr 4, 2011 By Jacoby & Jacoby
A recent series of articles by Tamara Keith of NPR ( www.npr.org ) follows one woman's search for a job in today's tough employment market. The most recent installment of the series follows Annica ...
Continue reading "The Thrill and Worry of Starting a New Job" »
Posted on Apr 4, 2011 By Jacoby & Jacoby
One of the most important things to remember as a borrower filing for bankruptcy protection is that you must be completely honest in all dealing with the bankruptcy court. These are legal proceedings, ...
Continue reading "The Harsh Consequences of Lies in Bankruptcy Court" »
Posted on Apr 4, 2011 By Jacoby & Jacoby
There are a number of myths surrounding bankruptcy and how it may affect you as a borrower. Here we will dispel three of the main myths on this important subject: Myth #1: Filing for bankruptcy is a ...
Continue reading "The Three Biggest Bankruptcy Myths: How Filing Will Affect Your Life" »
Posted on Apr 4, 2011 By Jacoby & Jacoby
According to CNNMoney.com's latest monthly jobs report, the job market has continued to improve. March 2011 statistics indicate that the unemployment rate dropped down to the lowest percentage since ...
Continue reading "March 2011 Job Report – Moving in the Right Direction" »
Posted on Apr 4, 2011 By Jacoby & Jacoby
A recent report by the Institute for Higher Education Policy has shed light on the burden that student loan borrowers face. The institute went further than other research by looking at students who ...
Continue reading "New Student Loan Study Focuses on More Than Default Rates" »
Posted on Mar 11, 2011 By Long Island Bankruptcy Attorney
Fewer businesses sought bankruptcy protection during February even as overall filings rose, suggesting that financial hardship still lingers among consumers. Also in DER, Innkeepers USA Trust is ...
Continue reading "Business Bankruptcies Fall" »
Posted on Mar 11, 2011 By Long Island Bankruptcy Lawyer
Studying medical bankruptcies in Massachusetts, whose recent healthcare reform was a model for national reform, researchers found that while new insurance rules increased the number of people who had ...
Continue reading "Healthcare Reform May Not Reduce Medical Bankruptcies, Study Suggests" »
Posted on Mar 11, 2011 By Long Island Bankruptcy Attorney
Some people find it helpful to file a bankruptcy case when they cannot pay their bills and they do not anticipate having the ability to pay their bills in the near future. Often, people fife because ...
Continue reading "Should I File for Bankruptcy?" »
Posted on Mar 11, 2011 By Long Island Bankruptcy Attorney
WASHINGTON -- Economists at the New York Federal Reserve have concluded that a controversial 2005 law backed by banks and credit card companies pushed more than 200,000 people into foreclosure and ...
Continue reading "New York Fed Economists Say Bush-Era Bankruptcy Law Fueled Over 200,000 Foreclosures" »
Posted on Mar 11, 2011 By Long Island Bankruptcy Lawyer
Federal mortgage modification programs aimed at keeping financially at-risk homeowners from being foreclosed on are instead fueling consumer bankruptcies in Florida, according to several housing ...
Continue reading "Flawed Mortgage Modifications Lead to Bankruptcies" »
Posted on Aug 30, 2010 By Jacoby & Jacoby
It is an instant relief when after you file bankruptcy , the creditors’ harassing phone calls stop but that stress is replaced by dealing with a severely damaged credit report that makes getting ...
Continue reading "How Does Bankruptcy Affect My Interest Rates?" »
Posted on Aug 26, 2010 By Jacoby & Jacoby
We understand that the reason you are considering bankruptcy is most likely using your credit cards beyond your financial needs. Many times, debtors are forced to use their credit cards to pay for ...
Continue reading "Can I Use a Credit Card Before I File Bankruptcy?" »
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