Creditor Harassment in Long Island, NY
Are you dealing with creditor harassment?
Threats, phone calls, letters, and scare tactics are all methods of creditor harassment a bill collector may use to try to collect the money that you owe. If you are sick and tired of these demeaning and frightening calls and notices, an attorney may be able to help.
Bill collectors are limited under the law regarding what they are able to do in trying to collect a debt. Can they call you at work? Can they threaten you? When a creditor takes it too far, you need someone who can protect your rights. A Long Island bankruptcy lawyer is just the person. An experienced lawyer will understand what a bill collector can and cannot do in regards to collecting the money you owe. At Jacoby & Jacoby, our lawyers have over 50 years of combined legal experience and are familiar with helping clients with these situations.
At Jacoby & Jacoby, we have six office locations throughout New York and take on cases in Nassau, Suffolk and Long Island. If you are facing foreclosure or are overwhelmed with debt and are suffering from creditor harassment,
wage garnishment or
freezes on your bank accounts, an attorney at our firm can help. We are experienced in
Chapter 7 and
Chapter 13 bankruptcy filings and can evaluate your unique financial situation to see what your options are.
How can a bankruptcy attorney help?
If you are drowning in debt, a skilled bankruptcy attorney may be able to help you get back on your feet. By filing for bankruptcy, all creditors will immediately be prohibited from starting or continuing any collections efforts. This means that the creditor harassment will STOP. No more phone calls, no more angry letters, no more threats.
A Long Island bankruptcy lawyer at Jacoby & Jacoby can review your particular situation and see whether bankruptcy would be a viable option for you. Additionally, we can advise you on whether you will qualify to file under Chapter 7 or Chapter 13, and which option would be best for you in the long run. Many people operate under the assumption that bankruptcy is the absolute worst thing you could do for your finances. This is simply not true. Federal Bankruptcy Law exists to help debtors get a fresh start – and that is precisely what filing bankruptcy may do for you.