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How Can I Determine How Much I Can Afford to Spend on a Car?

Bankruptcy Law The most critical thing is to work the payment into your budget. You are most likely going to finance or lease the vehicle, so you will need to make sure you can pay for it every month. If you don't already have a budget planned out, there are online budget calculators that you can use to figure out a monthly budget. Once you know the maximum you can spend within your monthly budget, it is also important to get pre-qualified for a low interest loan. The lower interest rate you get, the lower your monthly payment will be. A lot of dealers now offer 0% financing on new cars. Before you go car shopping, do some research online. There are lots of tools that help consumers match a car to their budget. 

Do you have any budgeting tips? Let us know on our Facebook page or on Twitter. You can also contact us online or call The Law Offices of Jacoby & Jacoby at 631-289-4600 to schedule a FREE consultation so we can assist you with your legal needs.


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