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How Do I Pay Bills Without a Checking Account?

Bankruptcy Law If you don't have a checking account because of past credit problems or another reason, there are other options that you can use to pay your bills. However, paying bills without a checking account will cost more money. Here are four options and the approximate fees that go along with them: 
Money Orders - These are available for purchase at banks, post offices and most supermarkets. As of 2010, a money order for an amount up to $500 costs $1.10. 
Prepaid Credit Card - Make payments to your creditors online or via phone after you have put money on the card. 
Savings Account Debit Card - You can make a payment online. There may be bank fees for an electronic payment, check with your financial institution. 
Western Union - This company offers three ways to send money: online, in person and by phone. A Quick Collect for the same day payment of a bill costs approximately $13 for a payment of $500. 

Can't afford the minimum payments on your credit cards? We can help!  Make sure to speak to Jacoby & Jacoby either online or call us at 631-289-4600 to schedule a FREE consultation with one of our bankruptcy attorneys. We can review your individual situation and answer all of your questions.


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