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What’s the Best Way to Keep My Bank Account Safe From Being Frozen?

Bankruptcy Law The best way to avoid your bank account being frozen is to pay your bills on time and settle past claims against you. As long as you do not owe creditors or taxing authorities money, your bank accounts should be free from seizure. If you are in a dispute with a creditor and fear that your funds may be seized, consider opening up new bank accounts at a different bank. This is particularly important if the creditor has access to your bank's funds or could easily freeze your account. Seek legal representation or counsel to know your rights when it comes to the seizure of your funds. In the state of New York, for example, Governor Patterson signed into law the Exempt Income Protection Act to limit the wholesale seizure of certain funds including veteran benefits, Social Security payments and public assistance money. 

Are you concerned this could happen to you? We can help! Contact us online or call The Law Offices of Jacoby & Jacoby at 631-289-4600 to schedule a FREE consultation to discuss your individual situation and all of your options.


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